Safe to spend
Included balances, income due, bills still to leave, pending items, a chosen buffer and daily allowance working.
LILA PERSONAL BOOK
Your money. A little more clarity.
The household view, without the business clutter.
For a household that wants to understand spending, see the bills ahead and keep savings goals and debts in perspective.
UK AWS hosting · Connected records · Your review before action
From the first step to the next.
- 01
Bring together
Connect supported accounts or import bank statements.
- 02
Understand
Sort spending, recognise transfers and review regular payments.
- 03
Plan
Set the payday, buffer, included accounts and savings goals.
- 04
Compare
Explore debt-paydown scenarios using your own figures.
- 05
Stay aware
See what is safe to spend and which bills need attention.
Built around the detail.
Payday & accounts
Monthly or four-weekly payday, last-working-day options, calendar-month planning, included accounts and overdraft treatment.
Spending & statements
Categories, typical spending comparisons, transaction search, filters, sorting, transfers and CSV exports.
Regulars
Bills, subscriptions, debt repayments and income with expected dates; new, missed and higher-than-usual payments.
Goals & debt comparisons
Savings goals, linked savings balances, pots, extra-payment scenarios and side-by-side debt-paydown calculations.
Personal records
Household documents, private notes, income-versus-expenses reports, business-like spending review and separation from business books.
Explore more personal workflows
Safe to spend
See balances, commitments and your chosen buffer, with the working shown.
Regulars and spending
Understand bills, subscriptions, category trends and payments that have changed.
Savings and debts
Track goals and compare debt-paydown scenarios using your own figures.
Your own book
Keep household records separate from business invoices and VAT.
YOUR WORKSPACE
All the lines. A clearer story.
Keep the context, the records and the next action together. The wider desktop view gives you space to review the detail.
A CLOSER LOOK
See what repeats. Notice what changed.
Move from the overview to the source record, with documents and financial history close to hand.
Your money, in one view.
Bring accounts together, understand spending and plan for the bills ahead. The working stays visible and the decision stays yours.
Safe to spend
See included balances, income due, pending items, regular commitments and your chosen buffer, with a daily amount and an explanation of the working.
Accounts & statements
Connect supported accounts or import statements. Categorise transactions, recognise transfers, search, filter and download CSV records.
Regulars & subscriptions
See expected payments and income, and notice a higher, missed or newly recurring amount.
Goals & debts
Track savings goals and explore debt-paydown comparisons using your own balances, rates and chosen extra payments. General information, not personal financial advice.
A home for the important details.
Household paperwork
Capture receipts, letters and PDFs, retaining the original and its status. Use configured assistance or review documents manually.
A useful handover
Export selected statements and documents for a professional adviser, sharing only what the review needs.
Keep business separate
Use the appropriate business book for quotes, invoices, VAT, CIS, accountant review and the government connections relevant to that activity.
Tax paperwork
Keep HMRC letters and supporting statements for review. Saving a letter or recording a payment does not submit a return or prove acceptance.
Your information. AI on your terms.
Data is held within the United Kingdom on Amazon Web Services (AWS). Keep control of the AI features you enable and the information they process.
Turn AI on or off
Enable or disable configured AI features to suit your work and data-protection policies. Core record keeping remains usable without AI.
Local LLM processing
Selected features use locally hosted large language models within the controlled environment. In local-only mode, their inputs and outputs are not sent to external LLM services.
No training use
External AI services require provider settings and terms that prohibit using practice inputs and outputs to train their models. Review the provider, processing location, retention and permitted data before enabling a service.
Access & accountability
Use separate books, roles, passkeys, revocable access, document history and exports. These controls support UK GDPR compliance alongside lawful use, appropriate agreements and your own procedures.
LILA PERSONAL BOOK
Take a closer look.
Keep a copy of the illustrated brochure, or tell us about the records and workflows that matter to you.